1-Step Qualifier
The 90-day period starts when the Qualifier is issued. Reaching the 10% target does not restart the clock; every applicable passing requirement must be met within the permitted period.
2-Step Qualifier and Validator
The Qualifier has 90 calendar days from its issue date. After successful progression, the Validator receives a fresh 90-calendar-day period from its own issue date. The two stages do not share one 90-day window.
Inactivity is separate
An account may close after 30 consecutive days of inactivity. This is a separate condition from the 90-day period for meeting evaluation objectives.